KDS Group

Bank & Insurance

With a strong commitment to shaping Bangladesh’s financial sector, KDS Group has been a driving force in the founding of two esteemed local commercial private banks – National Bank Limited and Al-Arafah Islami Bank Limited. These institutions have made remarkable contributions to the nation’s economic landscape.

Al-Arafah Islami Bank Limited

Established in 1995, Al-Arafah Islami Bank Ltd. is guided by the principles of faith and commitment. Renowned Islamic scholars and dedicated entrepreneurs sponsor the bank, with an authorized capital of Tk. 15,000.00 million and a paid-up capital of Tk. 10,649.02 million as of December 31, 2021. The bank’s equity stood at Tk. 2,348.32 crore as of December 31, 2018, boasting a dedicated workforce of 4,247 as of December 31, 2021, and 19,146 shareholders. Al-Arafah Islami Bank has consistently achieved profitability and delivered dividends over the years, offering a diverse range of products and services while contributing significantly to the national economy through its 211 branches.

National Bank Limited

As the first private sector bank fully owned by Bangladeshi entrepreneurs, NBL has flourished as the largest private sector bank in the country. With an illustrious history, creative businessmen, and leading industrialists on its Board of Directors, NBL has embraced modernization, including automation of its branches to meet contemporary commercial demands. With 221 branches and 36 sub-branches nationwide, NBL continues to expand its services, catering to the diverse needs of businesses, entrepreneurs, and the public.

Insurance Ventures

In addition to their banking achievements, KDS Group has successfully ventured into the insurance sector, founding two thriving companies – Northern Insurance Ltd. and Pragati Insurance Ltd. These companies have gained recognition for their excellence in the insurance industry.

Business Verticals





Fossil Eco
Fuel Hub

Securities Ltd